WHAT DOES THE HAMILTON BANK DO WITH YOUR PERSONAL INFORMATION?

FACTS

Why?

 Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social security number
  • Transaction history and checking account information
  • Payment history and credit card or other debt

When you are no longer our customer, we continue to share your information as described in this notice. 

How?

 All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Hamilton Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does The Hamilton Bank share?

Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes – to
offer our products and services to you		 No We don’t share
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes – information about your transactions and experiences No We don’t share
For our affiliates’ everyday business purposes – information about your creditworthiness No We don’t share
For our affiliates to market to you No We don’t share
For nonaffiliates to market to you No We don’t share

Call toll free 1-816-583-2143 or go to www.hamiltonbank.net

 

What We Do

How does The Hamilton Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We restrict access to nonpublic personal information to employees who need to know in order to provide services to you. All employees are educated about the importance of customer privacy.

How does The Hamilton Bank collect my personal information?

 We collect your personal information, for example, when you

  • Apply for a loan or open an account
  • Apply for financing or make deposits or withdrawals from your account
  • Show your driver’s license

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.
l The Hamilton Bank has no affiliates.

Non affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.
l The Hamilton Bank does not share with non affiliates so they can market to you.

Joint Marketing

A formal agreement between non affiliated financial companies that together market financial products or services to you.
l The Hamilton Bank doesn’t jointly market.